Why should I invest through a Regular Plan and not a Direct Plan?
👉 Regular plans come with advisory and service support — right from goal planning to portfolio rebalancing — which direct plans don’t provide. The difference in cost reflects the value of ongoing guidance.
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Can I switch from direct to regular plans?
? Yes, but it’s considered a switch/redeem transaction, which may have tax implications. It’s best to consult before making changes.
Can I get higher returns if I invest on my own?
? Possibly, but without proper guidance, most investors make mistakes driven emotional decisions that harm long-term returns. Working with an MFD professional adds discipline and risk management to your investing journey.
Why should I share my financial goals with an MFD?
? Your goals guide your investment plan. Without this, the portfolio lacks direction. MFDs use your goals to create a personalized, suitable strategy.
How do MFDs get compensated?
? MFDs earn a small percentage as trail commission from the mutual fund company — there is no direct cost to the investor. This helps ensure continued service, guidance and relationship management.